Abbie Kamin was sworn in as Harris County Attorney on June 15, 2026. On July 10, 2026 — 25 days later — her office filed a civil enforcement petition against Brian Wilson, United Funding Logistics, Credit Beast LLC, and UFL Debt Settlement. Case No. 2026-46516, County Civil Court at Law No. 215. The petition sought more than $1 million in restitution, permanent injunctions, and civil penalties up to $250,000 per violation.
Abbie Kamin, sworn in as Harris County Attorney on June 15, 2026. Twenty-five days later, her office filed a civil enforcement petition containing factual claims this investigation found were directly contradicted by primary-source evidence already in her office's possession.
The petition rested on seven core factual allegations. NFA's investigation, based on primary-source evidence, found that every one of them collapses on contact with the documentary record.
■ THE ALLEGATION vs. EVIDENCE LEDGER
¶37: "Defendants never employed a 'legal team' or 'in-house counsel.'" — Rebutted by UFL Legal Department letters signed by Nimra K. Alexis, Chief Legal Officer; FCRA demands from Tyesha Y. Elam, Esq.; outside counsel Atlas Consumer Law (Dec 2021–May 2025, 3+ years); and Halvorsen & Klote (Jan–Jul 2024).
DEBUNKED
¶37: "Wilson or other Defendants forged signatures of attorneys." — Stated only "upon reason and belief." No document cited. No exemplar produced. No attorney has disclaimed a signature.
UNSUPPORTED
"Credit Beast LLC" named as fraud co-defendant. — Wilson reported Credit Beast to the FBI (IC3, May 2023) as an impersonation victim three years earlier. Bank of America fraud alert places MyCreditBeast.com in Alabama, not Houston.
VICTIM NAMED
Footnote 3: "Solicited fake positive reviews from employees." — Does not appear in the BBB's own "Pattern of Complaints" alert. Evidence shows manipulation running the opposite direction.
UNSUPPORTED
"Bogus credit-repair scheme — no real services delivered." — 73 reviewed debt-collector response letters confirm $187,483.27 in documented debt relief from Jefferson Capital, Cavalry, Midland, Portfolio Recovery, Afni, and others.
DEBUNKED
BBB "Pattern of Complaints" / F-rating as evidentiary basis. — BBB alert built on complaints from impersonation victims and non-customers defrauded by 90+ fake TikTok accounts, not verified UFL clients.
CONTAMINATED
Three "terminated" LLCs as proof of evasion. — Terminated by Texas Comptroller for failure to file franchise tax — a routine administrative forfeiture affecting thousands of Texas entities annually.
MISFRAMED
¶49: "Never arranged for any lawsuits to be filed on their customers' behalf." — Debunked by FedEx Tracking #775791177266 (133 client files shipped to Halvorsen & Klote, April 2, 2024); Halvorsen's April 23 confirmation email; Atlas Consumer Law's January 4, 2022 ledger showing 3 federal cases filed.
DEBUNKED
On August 2, 2026 — before any trial, deposition, or hearing where Wilson could present evidence — the Harris County Attorney's Office published a Facebook post stating, as established fact: "County Attorney Abbie Kamin is taking legal action against a fake credit counselor who scammed over 200 local families out of their hard-earned money." The accompanying graphic branded the matter "SCAM ALERT."
RULE 3.07 — TRIAL PUBLICITY
Texas Disciplinary Rules of Professional Conduct, Rule 3.07 prohibits a lawyer from making a public statement when the lawyer knows or reasonably should know it carries a substantial likelihood of materially prejudicing an adjudicatory proceeding. The rule notes the risk increases when the statement concerns "the character, credibility, reputation or criminal record of a party." Calling a named civil defendant a "fake credit counselor who scammed over 200 families" before adjudication very plainly concerns that defendant's character and reputation. NFA independently verified the post remained publicly accessible on HCAO's official Facebook page as of August 17, 2026.
On August 20, 2026, Brian Wilson filed a formal grievance with the State Bar of Texas Office of Chief Disciplinary Counsel against Abbie Jordana Kamin (Bar No. 24092608). Case No. 202607795. The grievance documents that HCAO, under Kamin, certified debunked allegations to the Consumer Protection Division of the Texas Attorney General via ¶27 of its petition. The State Bar acknowledged receipt. The grievance is pending.
FALSE REPORTS TO THE TEXAS ATTORNEY GENERAL — THE NOTICE HCAO CANNOT WALK BACK
HCAO Petition — ¶27 (Pre-Suit Notice to the Texas AG): "Prior to filing this suit, Plaintiffs notified Defendants of the general nature of the violations that are the subject matter of this suit. In addition, prior to filing this suit, the Office of the Harris County Attorney provided notice to the Consumer Protection Division of the Office of the Attorney General of the general nature of the violations that are the subject matter of this suit." — HCAO Petition, Page 8, Section VIII (Presuit Notices), ¶27.
¶27 is not procedural boilerplate. It is a statutory pre-suit notice certifying to the Texas Attorney General's Consumer Protection Division that the Harris County Attorney reviewed the file and is bringing a consumer-protection enforcement action on a substantiated record. A county attorney does not notify the AG of "the general nature of the violations" without supporting documentation — the notice represents to a superior office that the violations exist and the evidence backs them.
The "general nature of the violations" HCAO transmitted to the AG is the same body of allegations this investigation has now documentarily debunked from primary sources:
■ WHAT HCAO CERTIFIED TO THE AG vs. WHAT THE RECORD SHOWS
"Bogus credit counseling scheme" (¶28) — yet the contract excerpt HCAO itself reproduces in ¶29 describes standard, lawful credit-report-dispute services. Nothing in the quoted language is "bogus" or illegal — it is the expressly-permitted scope of a credit-services organization under Texas Finance Code Chapter 393 and the FTC Telemarkaking Sales Rule.
DEBUNKED
"Class-action lawsuit scam" (¶¶46–49) — debunked by FedEx Tracking #775791177266, the April 2, 2024 Wilson → Halvorsen & Klote client-file transfer, the April 23, 2024 Halvorsen confirmation, and the three-year Atlas Consumer Law referral ledger documenting filed federal cases by January 4, 2022.
DEBUNKED
"Never arranged for any lawsuits" (¶49) — directly contradicted by the Halvorsen & Klote and Atlas Consumer Law primary-source records, all of which predate the filing of the petition.
DEBUNKED
The Timeline HCAO Cannot Escape. The exculpatory record was in existence before the petition was filed and before the AG notice was sent:
| Date | Exculpatory Record |
| Dec 2021 – May 2025 | Three-year Atlas Consumer Law (Sulaiman Law Group) referral relationship — documented. |
| Jan 4, 2022 | Atlas files federal cases / sends demands on 3 UFL clients; 127-client ledger confirmed by Nasim Ghebari. |
| Apr 2–3, 2024 | Wilson overnight-transfers 133 client dispute files to Joel S. Halvorsen, Halvorsen & Klote (FedEx #775791177266). |
| Apr 23, 2024 | Halvorsen confirms receipt and requests Dropbox for faster case review. |
| May 2026 | Wilson submits attorney-client representation agreements, Elam Law Firm correspondence, and consumer law firm materials to the UPLC Subcommittee. |
| Jul 2026 | HCAO files the petition and notifies the Texas AG of the "general nature of the violations." |
Every entry on this timeline predates the filing of the petition. The exculpatory record was available to HCAO before it certified violations to the Attorney General. There are only two explanations:
SCENARIO A — KNOWINGLY FALSE
HCAO reviewed the exculpatory records before notifying the AG — and transmitted a debunked narrative to a superior office anyway. That is materially false reporting to the Texas Attorney General.
SCENARIO B — NO REVIEW
HCAO did not review the file before certifying violations to the AG — it inherited an administrative narrative (likely the BBB's "Pattern of Complaints" file) and forwarded it upward as fact. That is a failure to investigate before invoking the authority of the State.
NFA INVESTIGATIVE FINDING — THE AG NOTICE IS A FIXED, DATED MISREPRESENTATION ON THE RECORD
The debunked allegations in this petition did not stay in a Houston civil courtroom. Through ¶27, they were transmitted to the Consumer Protection Division of the Office of the Attorney General of Texas as the stated, certified basis for the suit. That notice cannot be quietly walked back — it is a fixed, dated representation by the Harris County Attorney that the violations are real and the record supports them.
The primary-source record — FedEx tracking receipts, attorney emails, firm-confirmed client-file transfers, and a three-year referral ledger with filed federal cases — proves the opposite. A county attorney does not notify the Attorney General of consumer-protection violations without supporting documentation. The documentation HCAO certified to the AG does not support the violations it reported. It contradicts them.
On August 20, 2026, Brian Wilson filed a formal grievance with the State Bar of Texas Office of Chief Disciplinary Counsel against Abbie Jordana Kamin (Bar No. 24092608). Case No. 202607795. The grievance documents that HCAO, under Kamin, certified debunked allegations to the Consumer Protection Division of the Texas Attorney General via ¶27 of its petition — a fixed, dated misrepresentation now under formal disciplinary review. The State Bar acknowledged receipt. The grievance is pending.
"The Harris County Attorney's Office did not investigate this case. It inherited it — from a ratings body whose own process this investigation has discredited — and put it before a court without testing a single allegation against a primary source. That is not lawfare. That is incompetency."
— NFA Editorial Finding, August 15, 2026
Seven allegations. Zero that survive contact with the primary-source record. A counsel team that "never existed" — debunked by four attorney letters. A forgery — unsupported by any document. A defendant who was the FBI-reported victim. A review scheme that runs the wrong way. A "bogus" service backed by $187,483.27 in documented relief. A "pattern of complaints" built on impersonation victims. A set of "terminated" entities that are routine tax forfeitures. This is not a case investigated and lost on the merits. It is a case that was never investigated at all.